Credit Repair vs. Credit Rebuilding

credit repair vs rebuilding credit

When we think of “fixing” our credit, we usually think of the term “Credit Repair”. Virtually every credit repair company executes methods for eliminating bad remarks on your credit report. They typically go about sending dispute letters without regard for whether or not the remarks are valid or invalid, or what kind of impact the […]

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Financial Literacy In Today’s World

Personal Financial Literacy Today’s market is harder to navigate than ever, and financial literacy seems to mean something different practically every day. People looking to create a source of income for retirement or even daily life cannot merely rely on advisers to make it through the process of investing for the future. Instead, investors should strive to […]

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Where To Stash Your Emergency Fund

Palces you can hide your emergency fund

Do you have an emergency fund set up yet? If not, you need to start saving cash right away! For many people, they simply choose, by default, to use a credit card “for life’s little emergencies”. This is debt perpetuation! A great place to begin, is to get $1000.00 saved up for an emergency fund […]

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What Is A Gold Backed IRA?

irs approved gold

The Popularity Of Gold There are many types of retirement investment programs available and having a precious metals option makes setting up your IRA much more appealing. Gold backed IRA’s are becoming very popular lately due to the decrease in confidence in the dollar, inflation and other factors. The IRS allows specific types of IRAs […]

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Historical Timeline Of Gold And Its Uses

timeline of gold and it's uses

How Much Gold Has Ever Been Mined? Over the centuries, only 166,600 tons of gold have been mined, that is how rare gold is. But the utility of gold has been immense; we are still discovering its benefits every day. Gold nano-particles synthesized with peptide functions are capable of activating or hindering angiogenic genes. This […]

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Developing An Entrepreneurial Mindset

entrepreneurial m indset

The Mindset That Says “I Will Never Quit” In this article we’ll be discussing why you should be nurturing your mind and your attitudes. Working for a living is a tough life but a life that many of us have to live…or so we thought. In fact, there is another way: the way of the entrepreneur. Now being […]

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How To Choose The Best US Mint Proof Sets

US Mint Silver Eagle Proof Set

US Mint Proof Sets When new US mint proof sets come out, they often give consumers things that they can’t get anywhere else. For example, in 1999, the US Mint began releasing sets of quarters that were geared around the 50 states. This was independent from the normal proof sets for other coins. Five were […]

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The Rule Of 72: Einstein’s Rate Of Return Formula?

einstein's rule of 72 and compound interest

The Rule Of 72: Some people believe that Albert Einstein created a “rule of thumb” mathematical formula for calculating how long it will take to double an investment based on the interest it earns each year. That formula is known as the rule of 72.  There is, however, plenty of evidence that the rule of 72 […]

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Small Business Financing Options

small business financing options

Viola is lucky that she has orders to fill in today’s economy. But she is concerned about her business cash flow. She needs to understand her own small business financing options so she can continue to grow. Her long-time commercial bank, which provided a $1.5 million line of credit over the years, is about to […]

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